India’s first digital fixed-return investment platform Stable Money is going to be the next big thing in the Indian financial market. This fintech bank offers a secure investment plan for your hard-earned money.
Imagine an online marketplace brimming with reliable fixed-income options like FDs, bonds, and mutual funds – all handpicked for their stability. Stable Money compares FD rates from over 200 banks, saving you time and energy. And the best part? You can manage and track your investments with just a few clicks, leaving you more time to focus on what truly matters.
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Stable Money App – Is it reliable?
Simple, fast, and rewarding – Stable Money takes the stress out of FDs. They make investing in Fixed Deposits (FDs) as simple as ABC. They compare interest rates from top banks and NBFCs in India, all in one place. No need to visit multiple websites – find the best rates with just a few clicks.
Investing has never been faster. Open your FD in just 3 minutes through the Stable Money app, ditching the traditional hassle. Plus, enjoy tax benefits! Choose tax-saving FDs and pocket up to ₹1.5 lakhs every year.
Current rates are as high as 9.21%, which is comparatively higher than any other platform currently. Ready to grow your money the smart way? Check out the list of banks and NBFCs offering online FDs through Stable Money and start investing today!
| Banks | NBFCs |
| • Utkarsh Small Finance Bank Limited • Fincare Small Finance Bank • Shivalik Small Finance Bank | • Bajaj Finance Limited • Shriram Finance |
Why one should invest in FD
Thinking about parking some money but don’t want the rollercoaster ride of the stock market? Fixed deposits (FDs) might be your perfect match! Here’s why:
Effortless Start: Opening an FD is like a piece of cake these days. Most banks and even non-banking companies (NBFCs) let you do it online, with minimal paperwork. It’s like signing up for your favorite streaming service but for your savings!
Know Your Returns: Unlike investments that float around all the time, FDs offer a fixed interest rate. This means you know exactly how much your money will grow, regardless of what the market does. It’s like having a personal growth chart for your savings!
Bonus for Seniors: If you’re a senior citizen, here’s some good news! Many FDs offer higher interest rates for senior citizens, sometimes up to 0.5%. So, you can enjoy a steady stream of income after retirement, without the stress. Think of it as a reward for all those years of hard work!
Start Small, Dream Big: Don’t let anything hold you back. You can start an FD with as little as ₹5,000, or even ₹1,000 in some cases. It’s like planting a tiny seed that grows into a mighty savings tree!
Flexibility Rules: Want your interest every month? No problem! Opt for a monthly maturity plan. Need the whole sum at once? Go for a single maturity plan. It’s all about what works for you!
So, if you’re looking for a safe, hassle-free, and rewarding way to grow your savings, consider FDs. They’re the chill friend in the investment world, always there with a steady hand and a guaranteed smile!
Stable Money – Invest or not?
Stable Money has already achieved investors with over 50,000 happy customers (within less than 6 months). Plus, they’re RBI-registered, so your money has a safety net of up to Rs 5 lakhs. Think of it like an FD in a small bank: keep your investment + interest under 5 lakhs and you’re covered even if things go bad. Not bad for a young player, right? Just remember, investment comes with risks, so invest up to a particular limit.
FAQs – Stable Money
Should you invest in Stable Money?
Invest only up to a limit. Consider the RBI guidelines according to the safety nets in the case of small finance banks.
What is the interest rate on FDs?
They offer rates up to 9.21%, potentially higher than traditional banks.
In which banks and NBFCs you can invest through stable money?
Utkarsh Small Finance Bank, Limited Fincare Small Finance Bank, Shivalik Small Finance Bank, Bajaj Finance Limited, Shriram Finance
With which bank they are partnered?
Axis Bank, Bajaj Finance, Utkarsh Small Finance Bank, Shivalik Small Finance Bank.